Snap Finance provides a perfect opportunity for those customers that have been declined on one of our previous or current finance lenders! Whether it’s a Clutch kit & Flywheel or a set of Performance Brake Discs, Snap Finance can help fund your order through RTS Europe, helping you get through those tight spots quickly and easily with a high-quality service.
Unlike other finance providers we’ve used in the past, Snap Finance will provide you with a credit amount should your application be successful. You can then plan what you would like to spend your credit amount on before giving RTS Europe a call to put your order through on Snap Finance.
Payments are simple and Snap Finance allows you to spread the cost of your order to suit your needs, providing flexible payment options with weekly/fortnightly and monthly payments available to choose from.
Please don’t be put off by the interest rate on the application! With the hello15 finance offer, applicants have a 15 week period to pay off their credit amount before any interest comes into place! Should you not be able to pay in the 15 week period, the interest rate will then take effect on the remaining credit amount that is left unpaid. The more credit you pay off in the 15 week period, the less interest you will pay on the full order.
Requirements Needed to Apply for Snap Finance:
- The applicant must be 18 years or over
- Minimum of £200 per week individual income
- Have a current account with monthly direct debits
- Permanent UK resident and a valid UK mobile number & email address
- Each customer can only have one active loan at one given time.
- All finance requests must be from the loan applicant themselves.
Have a look at the walk-through below for all the information you need:
Representative Example: Cost of Goods £915, Deposit £15, Amount of Credit £900, Annual Fixed Interest Rate 69.75%, Weekly Payment £21.03, Term 65 Weeks, Total Payable £1381.95, Representative APR 99.9%
Step One: Registering your interest in Snap Finance.
You can apply for your credit amount by following the link at the top of this blog, giving RTS Europe a call on (+44) 0151 424 6968, dropping us a message on our Facebook Messenger or emailing firstname.lastname@example.org
Step Two: We will then ask you to provide us with your mobile number.
This is so we can input your mobile number into our system to send you a finance link.
Step Three: Filling out the application form.
Clicking through the finance link, you will then need to complete the application form, which can be done in five simple steps.
Relevant information such as Personal Information, Income Information, Essential Outgoings, and Bank Information will be collected in order to determine if your application will be approved.
Snap Finance Walk-through
Step Four: Completing the Verification.
You will then be asked to verify your identity with Snap Finance sending another text message/email to yourself with a verification code for you to input into the application.
Snap Finance Walk-through
Step Five: Interest-Free Finance Option.
hello15 offers you the chance to settle your loan within the first 15 weeks before any interest comes into play. You will pay a £15 deposit before the 15-week period begins, payments are extremely flexible, allowing you to pay weekly, fortnightly or monthly. You can learn more about hello15 on Snap Finance’s website HERE.
If you are interested in the hello15 offer, please tick the tick box on the Submit for Approval page.
Step Six: Submitting the Application.
Step Seven: Approved or Declined.
Your application will then be sent off to Snap Finance’s underwriters to confirm whether your application will be approved or declined.
If approved, you will be given a credit amount to be spent at RTS Europe, you can then give RTS Europe a call who will go through the parts you would like to order before creating an invoice through Snap Finance.
If your application comes back declined, Snap Finance will, unfortunately, be unable to offer you any credit.
Step Eight: Legal Requirements.
The RTS Europe staff member on the phone will then discuss the remaining legal requirements we have to go through. You will pay your £15 deposit over the phone before being sent an electronic contract agreement which you must complete and sign before we can proceed with the order.
Step Nine: Dispatching the Order.
Once the application is complete and signed, our dispatch team will proceed with the order if in stock we will dispatch the order on our next working day delivery service. If your order requires parts that are not in stock, we will place your order with our Warehouse and update you with an estimate delivery date.
Please note the delivery MUST be shipped to the billing address on your application as per the terms and conditions set by Snap Finance.
Step Ten: Welcome, Call from Snap Finance.
When the order and application status is complete, Snap Finance will then give you a quick call to confirm everything is okay with the order and discuss any extra details you would like to go through regarding your finance application.
Please get in contact with a member of the team at RTS Europe for any additional information you require regarding Snap Finance.
You can learn more about Snap Finance by visiting their website HERE.
To get up and running with your finance application please contact the office on 0151 424 6968 or email email@example.com